'Queen’s telegram, frozen state pension!' Navy widow, 100, furious at 'disgusting' system

“It is the feeling of the dreadful unfairness of the British Government not paying what they should – National Insurance does not pay out properly.

“Obviously, if I had my full pension, I would be better off, but I cannot claim I go short of anything, except perhaps a few luxuries.

“Regardless, the frozen pension is disgustingly unfair. They take your money, and then refuse to give you what you paid for.”

Although Mrs Holmes receives the full Australian pension, she still laments the concept of the UK state pension being frozen.