Woman explains how she's saving £6,000 after discovery left her 'sick to her stomach'

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Woman explains how she's saving £6,000 after discovery left her 'sick to her stomach'

Reformed party-goer Lynsey White used to spend £10,000 on nights out. Now she's taking things easier and reckons she will save more than £500 a mon

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Reformed party-goer Lynsey White used to spend £10,000 on nights out. Now she’s taking things easier and reckons she will save more than £500 a month as a result.

Lynsey, 25, moved from her family home in Yorkshire to London in 2019, and hit the town to network and make the most of her new job as a parliamentary researcher.

Then on one particularly hungover morning, she decided to check her bank account and was shocked to discover her casual nights out were costing her more than £800 per month.

It added up to almost £10,000 a year. “I felt sick to my stomach. All that money and I had literally nothing to show for it.”

Lynsey turned her life and spending patterns around by swapping nights out for nights-in with friends at her flat in Clapham.

Out went £30 Ubers, £10 club entry fees and £14 cocktails and in came £6 bottles of wine from the supermarket, a Spotify playlist and dancing in the kitchen.

She said: “Bringing the party to your home beats queuing for 20 minutes for a drink at a bar or waiting in the cold for a cab.”

It also saved her a thumping £330 a month – which adds up to £3,960 a year.

Getting public transport or walking instead of cabs saved her another £45 a month.

This prompted her to look at the rest of her finances in more detail – something she’d never done before.

She was astonished by how much she could save.

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Lynsey found she was spending £42.99 per month on her broadband and TV bundle, paying for TV channels she never watched. 

She cut this to £22.99 by switching to unlimited fibre broadband with Plusnet, saving another £20 every month.

Lynsey also switched to a sim-only mobile, also with low-cost provider Plusnet, which cut her monthly bill from £20 to just £6 a month. That is saving her another £14 a month and she still gets unlimited calls and texts.

“Switching to Plusnet took 15 minutes but will save me a small fortune,” Lynsey says.

Lynsey found she was spending £140 a month on food delivery apps and meal deals, and quickly put a stop to it. “I deleted the apps and started cooking batch dishes likes curries and stews from scratch.

“I’d freeze some so I always have something tasty to eat.”

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Now instead of spending £140 a month on takeaways she spends just £30 on cooking those meals at home instead, saving another £110 a month.

Her savings added up to £519 every month, which totals £6,228 a year.

Lynsey had one more trick up her sleeve. She used vouchers and promo codes for all her Christmas shopping, cutting the cost of her festive splurge by £180. “It can be as simple as typing the name of the store you’re shopping in and the words ‘promo code’ to see what’s available.”

She adds: “These switches aren’t massive by any means, but they have definitely been life-changing for me, as a young person juggling rising bills, student loan payments and rent. I’d urge anyone my age to do the same.”

Plusnet research shows younger people aged 16-29 rank themselves worst at finding good value and director Joanna Carman says: “By sticking to simple, good value deals and avoiding jargon and complicated language you can save thousands of pounds per year.”



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